Getting Health Insurance After BHR

[jj76751]

Hi Everyone!

It has been a while since I have been on here.  I had an EXTREMELY successful right BHR done August, 2009.  I have never regretted for a moment having the surgery.  I still go to the surgeon once a year for him to x-ray my hip and make sure everything is looking good.

After my surgery I was laid off (not because of the surgery - because of lack of work)  I have found it difficult finding insurance without them putting a rider on both hips.  I do have an individual plan, but they have put a rider on both hips as well as my migraines.  I was wondering if anyone has found a company that will insure without the rider?  Thanks for all the help this site has provided.

Judy

[WTW15]

Check with Kaiser if they are in your area.  They insured my brother with Young Onset Parkinson's Disease.  I am sure a few bad hips would be nothing to them.    :P

[FlbrkMike]

If "Obamacare" isn't repealed in the meantime I believe that this should cease to be a problem (at least in the US) as of January 1, 2014.  That's when pre-existing condition exclusions will prohibited in all health insurance plans.